Buying costs in Morocco
The costs added on top of the purchase price of a property in Morocco, in one table: each component with its rate and its source.
Amounts in dirhams (MAD).
Sources checked 4 November 2026. Rates are 2026 rates unless a row says otherwise; do not carry a 2026 rate into 2027 without re-checking.
Scope: titled (titre foncier) built property, cash purchase unless a row says otherwise. Untitled (melkia) purchases are NOT covered by these figures.
Titled built property, cash purchase
| Component | Rate | Source |
|---|---|---|
| Registration duty (droits d'enregistrement), built property | 4% of price | CGI art. 133, cited by multiple 2026 guides |
| Conservation foncière (ANCFCC inscription) | 1.5% of price + fixed fees (guides cite ~100–500 DH for certificate/inscription fixed fees, estimate) | ANCFCC tariff, cited by multiple 2026 guides |
| Notary fees (honoraires) | ~1–1.5% of price + VAT at 10% (estimate, range only) | 2026 guides |
| Stamps and miscellaneous (timbres, copies) | ~0.5% in some guides (estimate) | 2026 guides |
| New home: VAT | 20% generally already included in the displayed TTC price — confirm on the promoter's price breakdown | 2026 guides |
Notary: degressive regulated scale (Décret n° 2.17.481); the exact scale is NOT verified, so NO band table is published. Get a written fee note from your notary.
The 20% VAT is NOT an extra 20% on top of a TTC price.
Daam Sakane aid is paid via the notary and does not change the components above; the reported 2,500 DH notary cap is unverified and is not published as a figure.
Mortgage inscription fees are EXTRA if borrowing; no bands are quoted here because the guide figures are unverified.
Typical all-in cost
Cash purchase, titled built property: ~7–8.5% on top of the price (estimate, planning range: 4% + 1.5% + notary ~1–1.5% + VAT + fixed/misc).
Guides vary from about 6% to about 10% overall depending on price and financing.
This range is an estimate, not a statutory total.
Figures are typical, vary by case, and can change. Confirm the exact amount for your purchase with a notary (and bank/authority where relevant) before signing. This page is research information only, not legal, tax or banking advice.